HSPay

Pay for the EMIs you set up.

Your HSPay wallet is prepaid. When a mandate is created, a fee based on its number of EMIs comes out of the wallet — so you know the cost before you collect a rupee.

Price per EMI

The more EMIs in a mandate, the lower the price of each one. Here is an example plan:

1 to 5 EMIs₹10 per EMI
6 to 12 EMIs₹8 per EMI
13 EMIs and more₹6 per EMI

Example rates only. Your plan is agreed with you during onboarding, and GST is shown on your wallet statement.

EMI packs for networks

Collect a lot every month, or run a network of retailers? Buy EMIs in advance — for example 1,000 EMIs in one pack. Each new mandate simply uses as many EMIs from the pack as it has instalments.

  • Retailers can have their own pack plans
  • Bought from the wallet balance in one tap
  • Remaining EMIs always visible
Ask about packs

How the wallet works

  1. 1

    Add money

    Recharge online, or transfer by bank or UPI and our team adds it with your transfer reference.

  2. 2

    Create mandates

    Each new mandate takes its fee, or its EMIs from your pack. If the balance is not enough, you are told before anything is sent.

  3. 3

    See every rupee

    The wallet statement lists each recharge, fee and correction, with the balance after it.

Get a plan for your business

Tell us how many EMIs you collect in a month and we will suggest the plan that costs you least.

We call within working hours. Your details are used only to contact you about HSPay.